Cash-Only Challenge to Reduce Expenses: I deleted all my UPI apps, and to my surprise, my expenses dropped by a solid 50%! Here’s how it happened:
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Cash Over UPI
I switched to using cash for almost everything.
When I started paying with physical money, I became more mindful of my spending.
You feel the money leaving your hands, making you think twice before buying unnecessary things.
Food Delivery
My online food orders dropped drastically.
Instead of reaching for the phone to order in, I started cooking at home, which saved me both money and the extra delivery fees.
Plus, homemade meals taste so much better!
Online Shopping
I stopped mindlessly scrolling through e-commerce apps during sales.
It’s crazy how often I used to buy things just because of a “great deal,” even if I didn’t need them.
Now, I have rediscovered the clothes I already own and stopped wasting money on things I never really needed.
Small Daily Purchases
When I used UPI, I’d order little things online, thinking it wasn’t much.
But it adds up! By paying with cash for small items like snacks or groceries, I started seeing how quickly those little purchases pile up.
The most surprising part? I haven’t missed my UPI apps at all.
Conclusion
It’s all about changing the way you view money, and paying in cash makes you more aware of where your money is going. That’s all about the “Cash-Only Challenge to Reduce Expenses.”
So, here’s my challenge for you: Try going cash-only for a month and see how it affects your spending.
Use UPI or cards only in emergency cases. Are you up for it?
Let me know how it goes! Comments below!